Loans in Southern Province
68 gold loan and pawning branches across Galle, Matara and Hambantota, from two lenders licensed by the Central Bank of Sri Lanka. Online loans are available anywhere in the province.
- LB Finance branches
- 14
- Regional Development Bank branches
- 54
- Districts
- 3
Branch lists checked 4 October 2026
Districts in Southern Province
Galle
26 branches · 7 LB Finance, 19 Regional Development Bank
Matara
24 branches · 4 LB Finance, 20 Regional Development Bank
Hambantota
18 branches · 3 LB Finance, 15 Regional Development Bank
Online loans in Southern Province
Online lenders work across the whole country, so you can apply from anywhere in Southern Province on your phone. You complete the application on the lender’s own site and the money is paid into your bank account. These online lenders are not licensed by the Central Bank of Sri Lanka.
| Lender | Amount | Period | Cost |
|---|---|---|---|
| Monigo.lk | Rs. 3,000–150,000 | 91–180 days | 190% APR |
| CashX.lk | Rs. 5,000–300,000 | 5–30 days | ≈803% a year · 2.2% a day (our calculation) |
| LoanPlus.lk | Rs. 5,000–300,000 | 5–30 days | ≈840% a year · 2.3% a day (our calculation) |
| OnCredit.lk | Rs. 2,000–150,000 | 5–30 days | APR not published |
Pawning or an online loan?
If you have gold jewellery, pawning it with a licensed lender usually costs far less than an online loan, because the gold secures the loan. An online loan needs no gold but costs from 190% a year on a three-month loan to over 800% a year on a 10-day loan. See our gold loans guide.
Frequently asked questions
Where can I get a gold loan in Southern Province?
There are 68 LB Finance and Regional Development Bank branches across Galle, Matara, Hambantota. Choose your district above for addresses and phone numbers.
Can I get an online loan anywhere in Southern Province?
Yes. Online lenders lend across Sri Lanka, and you apply on the lender’s own site. They cost far more than a gold loan or pawning.
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