Loans in Northern Province
36 gold loan and pawning branches across Jaffna, Kilinochchi, Mannar, Vavuniya and Mullaitivu, from two lenders licensed by the Central Bank of Sri Lanka. Online loans are available anywhere in the province.
- LB Finance branches
- 29
- Regional Development Bank branches
- 7
- Districts
- 5
Branch lists checked 4 October 2026
Districts in Northern Province
Jaffna
22 branches · 20 LB Finance, 2 Regional Development Bank
Kilinochchi
3 branches · 2 LB Finance, 1 Regional Development Bank
Mannar
4 branches · 3 LB Finance, 1 Regional Development Bank
Vavuniya
3 branches · 1 LB Finance, 2 Regional Development Bank
Mullaitivu
4 branches · 3 LB Finance, 1 Regional Development Bank
Online loans in Northern Province
Online lenders work across the whole country, so you can apply from anywhere in Northern Province on your phone. You complete the application on the lender’s own site and the money is paid into your bank account. These online lenders are not licensed by the Central Bank of Sri Lanka.
| Lender | Amount | Period | Cost |
|---|---|---|---|
| Monigo.lk | Rs. 3,000–150,000 | 91–180 days | 190% APR |
| CashX.lk | Rs. 5,000–300,000 | 5–30 days | ≈803% a year · 2.2% a day (our calculation) |
| LoanPlus.lk | Rs. 5,000–300,000 | 5–30 days | ≈840% a year · 2.3% a day (our calculation) |
| OnCredit.lk | Rs. 2,000–150,000 | 5–30 days | APR not published |
Pawning or an online loan?
If you have gold jewellery, pawning it with a licensed lender usually costs far less than an online loan, because the gold secures the loan. An online loan needs no gold but costs from 190% a year on a three-month loan to over 800% a year on a 10-day loan. See our gold loans guide.
Frequently asked questions
Where can I get a gold loan in Northern Province?
There are 36 LB Finance and Regional Development Bank branches across Jaffna, Kilinochchi, Mannar, Vavuniya, Mullaitivu. Choose your district above for addresses and phone numbers.
Can I get an online loan anywhere in Northern Province?
Yes. Online lenders lend across Sri Lanka, and you apply on the lender’s own site. They cost far more than a gold loan or pawning.
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