Loans in Ratnapura
22 gold loan and pawning branches in Ratnapura district from two lenders licensed by the Central Bank of Sri Lanka, plus online loans you can apply for from anywhere in Sabaragamuwa Province.
- LB Finance branches
- 4
- Regional Development Bank branches
- 18
- Province
- Sabaragamuwa Province
Branch lists checked 4 October 2026
Gold loan and pawning branches in Ratnapura district
Both lenders are licensed by the Central Bank of Sri Lanka. Branch details come from each lender’s own branch list. Call the branch to confirm opening hours and current rates before you visit.
LB Finance PLC — gold loans 4
A licensed finance company offering Regular and Business Gold Loans.
| Branch | Address | Phone |
|---|---|---|
| Balangoda | No 19, Rest House Approach Road, Balangoda | 045-2288374 |
| Eheliyagoda | No 25 A, Main Street , Eheliyagoda | 036-2256143 |
| Embilipitiya | No.21 New Town Road , Embilipitiya | 047-2262765 |
| Rathnapura | No 49, Senanayake Mawatha, Rathnapura | 045-2221661 |
Source: LB Finance PLC branch list, checked 2026-10-04.
Regional Development Bank — pawning and local loans 18
Pradeshiya Sanwardhana Bank, a licensed specialised bank offering pawning and loans for small businesses, women, farming, livestock and fisheries.
| Branch | Address | Phone |
|---|---|---|
| Balangoda | 17, Rest House Approch Road, Balangoda | 045-2287738 |
| Eheliyagoda | No 60, Main Street, Eheliyagoda | 036-2258331 |
| Embilipitiya | New Town Road, Pallegama, Embilipitiya | 047-2261269 |
| Erathna | Sri Pada Road, Erathna, Kuruwita | 045-2264730 |
| Godakawela | No 77/B, Main Street, Godakawela | 045-2240130 |
| Kahawatta | Main Street, Kahawatta | 045-2270175 |
| Kalawana | Manana, Kalawana | 045-2255133 |
| Kiriella | 24, Idangoda, Kiriella | 045-2265692 |
| Kolonna | New Town, Kolonna | 045-2260206 |
| Kuruvita | Main Street, Kuruwita | 045-2263618 |
| Nivithigala | Watapotha Road, Nivithigala | 045-2279853 |
| Pelmadulla | 120, Main Street, Pelmadulla | 045-2274153 |
| Pothupitiya | Main Street, Pothupitiya | 045-3601155 |
| Pulungupitiya | Pulingupitiya Branch, No. 84 A, Pothgul Wihara Mawatha, Ratnapura | 045-2225837 |
| Rakwana | No. 2/21, Main Street, Rakwana | 045-2246284 |
| Rathnapura | No. 278, Main Street, Ratnapura | 045-2223862 |
| Sri Palabaddala | Karniya Junction, Palabaddala, Rathnapura | 045-3451144 |
| Weligepola | Weligepola Junction, Weligepola | 045-2227133 |
Source: Pradeshiya Sanwardhana Bank (Regional Development Bank) branch list, checked 2026-10-04.
Online loans in Ratnapura
No gold to pawn? Online lenders lend across the country, so you can apply from Ratnapura on your phone. They cost far more than pawning: compare the four lenders.
Frequently asked questions
Where can I pawn gold in Ratnapura?
Ratnapura district has 4 LB Finance branches and 18 Regional Development Bank branches, including Balangoda, Eheliyagoda, Embilipitiya. Both lenders are licensed by the Central Bank of Sri Lanka. Call the branch to confirm hours and rates.
Can I get an online loan in Ratnapura?
Yes. Monigo.lk, CashX.lk, LoanPlus.lk and OnCredit.lk lend across Sri Lanka, so you can apply online from Ratnapura. They are not licensed by the Central Bank and cost far more than pawning.