Fino.lk review

Fino.lk is an online lending service run by S F Group (Private) Limited, the same company that runs Monigo.lk. Every figure below comes from Fino.lk’s own website.

Same company as Monigo.lk. Fino.lk’s website names S F Group (Private) Limited (PV 00221752) as the operator, the same company and registration number as Monigo.lk, and lists the same loan amounts, terms and maximum APR. Some comparison sites describe Fino as part of another group; its own website does not say so.

Basic information

Loan amount
Rs. 3,000 – 150,000
Term
91 – 180 days
Maximum APR
190%

Representative example

Representative example — from Fino.lk’s own site

Loan amount
Rs. 80,000
Term
91 days
Annual percentage rate
190%
Total repayable
Rs. 118,000
Cost of credit
Rs. 38,000

Fino.lk and Monigo.lk

Because both brands belong to the same company and publish the same terms, compare them as one lender. Monigo.lk’s app listing also shows APRs of up to 1,087% for some loans; see our Monigo.lk review for what that listing says.

How to apply

  1. Go to fino.lk
  2. Choose your loan amount and repayment period
  3. Register with your National Identity Card and bank account details
  4. Check the total repayable before you confirm

Visit Fino.lk

We have no commercial agreement with Fino.lk and earn nothing if you use it.

Company details

Company name
S F Group (Private) Limited
Registration number
PV 00221752
Address
No. 341/5, M & M Center, Level 01, Kotte Road, Rajagiriya
Parent company
SF Treasury SG Pte. Ltd. (Singapore, UEN 201833881E)

Frequently asked questions

Is Fino.lk part of HNB?

Fino.lk’s own website names S F Group (Private) Limited, registration number PV 00221752, as the company behind it. That is the same company that runs Monigo.lk.

What does a Fino.lk loan cost?

Fino.lk states a maximum APR of 190%. Its example: Rs. 80,000 over 91 days at 190% APR, Rs. 118,000 to repay.

How much can I borrow from Fino.lk?

Rs. 3,000 to Rs. 150,000, repaid over 91 to 180 days.